Auto Dealership F&I Compliance

F&I compliance on every deal. No manual tracking required.

Menu compliance, dealer reserve markup checks, negative equity routing, GAP eligibility — every F&I decision documented before the deal is funded.

F&I compliance failures can trigger CFPB enforcement, class actions, and dealer charge-backs. Parity checks every deal against the rules before funding — automatically.

Flows

What Parity runs for your team

Each flow takes your inputs, applies the policy, and returns a decision with a complete evidence record.

F&I Menu Compliance Check

You provideProducts offered, disclosure format, customer signature status, state requirements
Parity returnsCompliant / deficient, missing disclosure items, hold flag
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Dealer Reserve Markup Compliance

You provideBuy rate, markup amount, customer demographic data, markup policy cap
Parity returnsWithin policy / flagged for review / blocked, ECOA risk indicator
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Negative Equity Routing

You provideTrade-in value, payoff amount, LTV cap, loan term requested
Parity returnsDeal approved / restructure required / declined, deal desk routing
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Service Contract & GAP Eligibility

You provideVehicle age, mileage, LTV ratio, product eligibility rules
Parity returnsEligible products list, exclusions, compliance documentation
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See all flows in your industry

Pricing

What manual processing costs

Manual review

$2–4

per decision at $45/hr average — before errors, rework, and compliance risk

Parity

$0.50

per run at volume — with a complete evidence record on every one

First 10 runs free. No credit card required. Start now →

Evidence record on every decision

Every Parity flow produces a timestamped, shareable evidence record — inputs, outputs, decision rationale. Auditable by anyone, anytime.

Start running flows in minutes

10 free runs. No credit card. No setup required.